How much will the bank lend me against the security of a commercial property?

Generally a trading bank will lend to a maximum of 60-65% of the property's value and will require in addition to interest for the principal to be paid off over a relatively short period of time e.g. 6 years. Many clients initially enter the commercial property market by using their home as collateral security which will enable them to borrow a greater proportion of the property's value.